Legal insurance policies for people who cannot afford a lawyer and do not know who to call or where to go to for legal advice are designed to help individuals and even families with affordable family protection plan solutions. This kind of cover entitles people to having access to professional legal advice and services 24 hours a day, 7 days a week and 365 days a year. Rates are affordable to most middle income earners and offer members entitlement to a range of different benefits. If you are suddenely unfairly dismissed by an employer or threatened to be sued by somebody unexpectedly, would you know who to call or be able to afford a decent lawyer to defend you?
Advisors that work in partnership with legal insurance services are on hand to answer any questions and give members information needed at any time of the day or night all week. Most advice needed by members can usually be handled over the telephone and sometimes via email. The legal advisor may feel it necessary in some circumstances to suggest a personal meeting or may advise and recommend you make an appointment with a recommended lawyer in your area. These face to face consultations would then be covered by a policy and be at no extra expense to you as a member.
Other benefits to members may include advise on and reviews of legal documents, attorneys writing letters or making necessary phone calls on your behalf related to your matters. Assistance in preparing a new will or updating an already existing can be done for you over the telephone and posted, faxed or emailed to you. A lawyer to help you with small claims court cases is a popular part of services offered to members and although you are not allowed to be represented in the small claims court, the attorney can discuss matters with you and offer help and strategy options related to your specific case. Getting this kind of cover can prove to become very useful and cost effective for families around South Africa in times of need as legal insurance policies these days are very reasonably priced.